A 3% fee applies to all balance transfers. After the intro APR offer ends, 17.49% – 27.49% Variable APR will apply. 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days.No annual fee and no expiration on rewards.That means you could earn 3.75%-5.25% cash back on purchases in your choice category. If you’re a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase.Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
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